justified, but is ever accompanied with all other saving graces, and is no dead faith, but works by love” (11.2). In other words, the believer who is united to Christ by faith is justified, and that union with Christ produces the fruit of holiness, or good works. The believer’s good works are not the cause of his justification, but rather the effect. Another common objection is that the doctrine of justification by faith alone seems too good to be true: “How can we receive the forgiveness